|
Credit Card Balance Transfers are great but you must stay on top of these. Competitor credit card companies will transfer your balance to their credit card company and give you a reduced if not ZERO balance transfer, this means when you switch over, you will no longer have to pay interest.
Do you have bad, poor or impaired credit? Perhaps you have missed a telco payment, fallen behind on a car repayment due to completely reasonable explanations. It is difficult to go through life without ever missing payments, so you need not worry, there are still credit cards that you can get even if you do have bad credit.
We have been brought up with credit cards and debit cards are relatively new to the banking world. Credit Cards have been really easy to obtain over the past few years, essentially with banks sending you a credit card for your 18th birthday, tempting you to spend and becoming indebted to them throughout your teenage and early 20’s.
A fixed rate mortgage gives you the security and peace of mind knowing that your mortgage repayments will not increase over the term or “fixed” period.
When you do lock in your fixed rate for a period of time, this means, no matter what the Reserve Bank determine to be the “Cash Rate” your mortgage repayments will not increase nor will they decrease.
Are you in the market for a home loan and you’re looking for the best home loan with the lowest interest rate? There are over 2,000 different types of home loans in the market in Australia today.
Whilst a no deposit home loan may sound like an attractive offer, you still need to contribute some of your own money for things like solicitor fees.
A no deposit home loan may help you get in to your first property quicker but you need to be mindful that you still have to be able to meet the repayment requirements.
A pre-paid travel card is relatively new concept to Australian’s. Essentially replacing traveller’s cheques a pre paid travel card enables you to buy a foreign currency on your card so when you are overseas you can use these cards.
A pre-paid credit card is a credit card which the major card companies around the world are now offering as they try to help people with poor or bad credit book and pay for things online with a card.
Refund Home Loans are a relatively new concept in Australia but are rapidly growing in popularity as more people start to understand the concept.
More than half of the finance blog sites in the world are dedicating to the “get out of debt” mantra. So many Australian’s spend more than they earn.
Do you continuously save money? Are you a serial saver? Whilst I wish not to discourage you from saving money, it’s important to realise, that if you have money in the bank, you don’t make as much as you think! | 
